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Florida Foreclosure Attorney

Facing foreclosure in the State of Florida? Miami foreclosure attorney Pelayo Duran can help.

If you are unable to meet the mortgage payments on your property and have not done so for 3 months then it is likely that you are facing the prospect of a foreclosure action.

A foreclosure in Florida is commenced when a lender files court action and records a notice of a pending lawsuit (referred to as Lis Pendens) against the borrower. The lender usually notifies the borrower and any other affected parties in person or in some cases by mail or publication. Once a foreclosure action begins the borrower must respond to the court action within a specified period of time (usually 20 days). If they fail to do so the county clerk can find the borrower in default and the lender can then ask the court to make a final ruling. If the court rules against the borrower, the ruling will declare the total amount owed to the lender and the foreclosure sale date.

The worst possible approach you can take when facing a foreclosure is to ignore your situation. If you wish to avoid a foreclosure sale then you should seek the assistance of a qualified Florida foreclosure attorney who is able to negotiate with the lender on your behalf. Call The Law Office of Pelayo Duran in Miami for a free legal consultation to assess the options available to you.

Foreclosure action may proceed without your knowledge

Usually you will be aware that your mortgage situation is deteriorating because you will normally receive letters from your lender in response to the delinquent status of your mortgage account.

However, the fact that Florida state law does not require a lender to advise you when they proceed with court action means that you could be suddenly be faced with the prospect of a foreclosure sale.

If you retain The Law Office of Pelayo Duran to negotiate with your lender on your behalf we will aggressively pursue a resolution which would allow you to avoid a foreclosure sale.

Don’t wait until your lender decides to act. Call today on 305 266 9780 and arrange a free legal appointment with Pelayo Duran.

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